Are you up for a challenge? How about a challenge that will change the way you view spending for the rest of your life! Then join me…
For the past couple of Septembers I have challenged myself to a No Spend September. Also known as a Frugal Fast or a Spending Freeze. Why September? No Clue. I actually learned about the concept years ago. I don’t entirely remember what the source was, but No Spend September has a nice ring to it.
Why does it always seem like everything happens all at the same time. Since October 2017 my life has been non-stop go go go! I started a new side venture; my son was born; we bought a new house; Christmas celebrations; my daughters second birthday; New Years and now house renovations! It’s been extremely hectic these past few months but I wouldn’t have it any other way. Every event has been amazing and unforgettable. I am also one of those weirdos that believes that when I am busy my best self shines through.
This year I have decided that a majority of my posts will focus on your best self. I wholeheartedly believe that you are at your best when your life is organized. I know that for me that is 100% true. If my home is neat and tidy my productivity inside and outside of the home improves drastically. I also know that when I am excited about a new venture my first thoughts are how I will organize myself to include that venture into my daily, weekly and monthly routine.
This is what brings me to today’s post, 21 Extremely Easy Ways To Improve Your Finances. Having a healthy relationship with your finances revolves around two basic tenements 1. Organization and 2. Routine. In the bullet list below I will outline 21 Extremely Easy Ways To Improve Your Finances by being organized and by establishing simple routines. Ready or not your world is about to be rocked with just how easy it can all be!!!
Fooled you, not just yet! First I have a disclaimer to make, I am not a financial professional nor do I claim to be by any means. What gives me credibility in this arena is that I have been living 100% debt free for the past couple of years. I was able to pay off a 6 figure student loan debt in 6 years and I currently save more than 40% of my income all while living a very full life. So now without further ado here is my list!
In the middle of editing my blog post last week I had my final ultrasound appointment. During that doctor’s appointment I received news that my amniotic fluid was dangerously low. While I contemplated what to do next my doctor had different plans. She advised me that I was going straight to the hospital to deliver baby Parker!
So much rushes through your head when you need to go to the hospital asap. I was thinking – but I have to work; I have to finish my blog post; will Austin make it home in time to take me; will my mother in law make it in time to watch Morgan? So many things to consider, so many things that might or might not have mattered given the dire situation.
The one thing that truly mattered however was the fact that the day after I was sent to the hospital I gave birth to a healthy baby boy!
Parker Montgomery Burge entered the world on 11-7-2017 at 7:11pm! If that’s not a sign of lucky things to come I don’t know what is. In fact lately a lot of lucky things have been happening. My blog has been getting a lot more notice; Austin and I might actually be making headway with finally finding a home; and my co-worker Berlyn approached me with an opportunity I just couldn’t refuse.
Berlyn and I work for the same large Fortune 10 company. Although, we both love our careers, our passions are with our families. She is a mom on a mission as am I, we both want the very best for our growing families. I saw that Berlyn was well on her way to fulfilling her financial goals, and I wanted to know her secret! She was more than kind enough to share it with me. Now that I have her secret I’m going to share it with all of you!
I started hearing about the concept of Meal Planning a few years ago. Back then however it came from my extremely fit and active friends. Today Meal Planning at least in my circle has been coming more and more from my mommy friends. You see as I have discovered Meal Planning is not only a key to weight loss and/or a balance lifestyle; but it is also a key tool for efficiency and household money management.
If there is one luxury that I was always willing to spend money on it was food. Austin and I before Morgan loved to eat well – very well! We dined at the finest restaurants in Los Angeles and on our travels. And we made sure that we used the best ingredients when we cooked at home. When Morgan arrived we didn’t skimp on the ingredients in fact they became almost exclusively organic and natural. However we did cut back drastically on going out. You would think that would have meant that we were saving more. In fact the opposite happened. Because I was cooking more we were spending more. Our monthly grocery bill was soon becoming outrageous.
After a few months in denial, thinking it was just the increase in prices. I slowly started to realize that my additional spending was attributed to not having a plan! This is when Meal Planning entered the picture. Once I started Meal Planning I was able to drastically reduce my weekly grocery bill from roughly $160-$170 per week for a family of three to $100-110 a week. Today I am going to review with you 9 of the best Meal Planning tricks that I have learned along the way that has saved me on average $240 a month or $2880 a year!!!
One of the things that I just love to do in life besides spend time with my baby Morgan and Austin is to save money. Sometimes finding a bargain is a greater joy then being able to spend tons of money on something. For instance I have nice designer handbags all purchased at sample sales; when we vacation it’s using reward points; and when we travel I sign up for Living Social in the area we will be visiting months before we leave to save on all sorts of activities, accommodations and attractions.
But by far the biggest money saver in our household is the Yelp App. You must be wondering how an app about reviews to places you visit every single day saves you money. Well you are in luck because today I will be giving away one of my biggest money saving secrets. Every year I save hundreds of dollars on service industries such as photographers, doctors, dentists, restaurants, home painters, handyman, spas, contractors and the list goes on. There are 5 key ways that you can save money with the Yelp app. Want to find out how, keep reading!
Hello my wonderful readers. I am so excited about my June Featured MOMtrepreneur. She is extremely creative and imaginative and I am absolutely in love with her Etsy shop. I just know that you will be too. I featured some of her adorable and versatile handmade creations in the main image, be sure to check them out via the links below.
If you are new to Organizing Motherhood then you have been missing out on learning about some amazing Moms! Every month I aim to feature a MOMtrepreneur, a MOMtrepreneur can be anyone. From a stay at home mom blogger to a 9-5 working mom that has a passion for sewing. I know so many remarkable moms out there that hold down a 9-5 job, have a side hustle and raise amazing kids. How do they do it, especially with only so many hours in the day. I am here to find out and share these astounding ladies stories with all of you in addition to promoting their businesses. Because most of all us mom’s need to help one another and support each others endeavors!
This is my 4th feature, I literally can’t believe it. Time has really flow by since I started this blog. Read past posts below. Starting with a very good friend that owns and operates a stunning baby accessory brand. You definitely don’t want to miss these fantastic ladies:
I was so lucky that Amit from ILoveBarushka messaged me on my Organizing Motherhood Facebook page. It’s such an amazing time that we live in, that I can be introduced to such a wonderful mom on social media. When I started the MOMtrepreneur features I never imaged it would be so enjoyable, but it really is! It would be an absolute pleasure meeting more mom’s among my readers. If you are a MOMtrepreneur and would like to share your story on my Blog please send me an email at firstname.lastname@example.org. I will send you all the details! Please reach out and share your story with all of us!
Today’s feature ILoveBarushka is an Etsy Store Owner. She has one amazing son who she raises as a stay at home mom in addition to creating a variety of beautiful handmade goods to sell on Etsy. I am so happy to introduce you to Amit!
I am so happy to be doing this for the third month in a row. I hope you are just as happy to meet May’s MOMtrepreneur! A MOMtrepreneur is a woman who sets up and runs her own business in addition to caring for her child or children.
A MOMtrepreneur can be anyone. From a stay at home mom blogger to a 9-5 day job mom that has a passion for sewing. I know so many remarkable moms out there that hold down a 9-5 job, have a side hustle and raise amazing kids. How do they do it? Especially with only so many hours in the day. I am here to find out and share these astounding ladies stories with all of you in addition to promoting their businesses. Because most of all us mom’s need to help one another!
I was so lucky to meet Nicole from jthreeNMe on a Facebook Blogger Group Page. It’s such an amazing time that we live in, that I can be introduced to such a wonderful mom on social media. When I started the MOMtrepreneur features I never imaged it would be so enjoyable, but it really is! It would be an absolute pleasure meeting more mom’s among my readers. If you are a MOMtrepreneur and would like to share your story on my Blog please send me an email at email@example.com. I will send you all the details! Please reach out and share your story with all of us!
Today’s feature jthreeNMe is a fellow blogger. She has three amazing children who she raises as a stay at home mom. In addition to raising three babies (which she equates to being the ringleader of a three ring circus), this MOMtrepreneur is a honest, raw and empowering mommy blogger and a seller of clothing on Poshmark. Poshmark is a mobile and online marketplace for women’s fashion. I am happy to introduce to you Nicole!
My sister had started selling on eBay a few years back. One day she was telling me about all of the success that she was having selling her unwanted treasures. She was now the second person in my close circle that was selling and making money on eBay. The other person was Austin. But you know husbands they do all sorts of crazy things so I pretty much ignored his success.
It was a little over 2 years ago now that I had just finished my spring cleaning for the season and I had so many things that I just couldn’t part with at another yard sale. Although I had perfected yard sales and truly loved them (read my post about it here: How to Make A Fortune And Have Fun At Your Yard Sale!); my yard sales were only generating so much compared to what I could sell some items for on eBay. Especially my budding purse collection that needed to be refreshed. Out with the old, in with the new!!!
So I finally sat down with Austin and he showed me his eBay selling techniques. I can be quite stubborn with learning new things. Especially if it doesn’t entirely interest me, or if I want a nice shortcut. So why not use Austin’s expertise, he had been selling on eBay for years. Small car gadgets and machine parts that he would make good money on. I needed to know his secrets. And quickly, I didn’t have time to waste!
I’m taking a bit of a Spring Break from my Spring Cleaning posts to share something new! Don’t worry if you can’t get enough cleaning and organizing tips I’ll be back with a new post on Monday. You won’t want to miss it! It’s one of my favorite topics.
I can’t hide my excitement about a new style of post that I am piloting. The Featured MOMtrepreneur. A momtrepreneur is a woman who sets up and runs her own business in addition to caring for her young child or children.
When I first had the idea of starting a blog there was one post that I could not wait to write. In fact I wrote it over and over again in my head. I am a weird one when it comes to things I’m passionate about: my daughter, my husband, my career and oh yes hosting yard sales! You read that right hosting yard sales! Today I’m going to be sharing my yard sale do’s and don’ts with all of you. I’m so excited this is the second post in my Spring Cleaning series. I hope you enjoy How To Make A Fortune And Have Fun At Your Yard Sale.